Analisis Penilaian Tingkat Kesehatan Bank Dengan Metode CAMEL Pada PT Bank Artos Indonesia, Tbk
Keywords:
Bank, , CAMEL, Tingkat Kesehatan BankAbstract
Tujuan penelitian ini adalah untuk mengetahui tingkat kesehatan PT. Bank Artos
Indonesia menggunakan metode CAMEL periode 2014-2018 dengan variabel CAR (Capital
Adequancy Ratio), KAP (Kualitas Aktiva Produktif) , NPM (Net Profit Margin), ROA (Return
On Asset), BOPO (Biaya Operasional terhadap Pendapatan Operasional) dan LDR (Loan to
Deposit Ratio). Metode pengumpulan data yang digunakan adalah penelitian dokumentasi dan
kepustakaan. Analisis data yang digunakan yaitu metode analisis rasio CAR, KAP, NPM, ROA,
BOPO dan LDR. Hasil penelitian menunjukkan bahwa nilai rasio CAR memperoleh predikat
sangat sehat sesuai dengan peraturan Bank Indonesia, KAP memperoleh predikat cukup sehat,
NPM, ROA dan BOPO memperoleh peringkat tidak sehat, sementara nilai rasio LDR berada
pada kondisi sehat kecuali di tahun 2014 berada pada kondisi kurang sehat.
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